Family Umbrella

Life rains bills. Can you keep your family dry?

👆Drag left and right to move your umbrella.
🪙Catch salary coins to grow your savings.
🧾Block bills to pay them from savings. Missed bills cause worry.
🛡️Grab cover shields early. They help when life surprises you.

A light, fun game for learning. All amounts are pretend game money and illustrative examples only.

Round 1 💰 RM 3k
😊 Peace of mind
🛡️🏥🎗️
💼

    Your Family Protection Score
    0out of 100
    0bills paid
    0bills missed
    0%peace of mind

    What your covers did

    What is a "protection gap"?

    It's the difference between what your family would need if your income stopped, and what they would already have.

    📌 Illustrative example family in Malaysia. Not your numbers.
    Family needsRM 1,120,000
    10 years of living costs (RM 4,500 a month) Home loan left (RM 380k) 2 kids' education (RM 200k)
    Already hasRM 220,000
    Savings & EPF (RM 120k) Group cover from work (RM 100k)
    Protection gap in this example: about RM 900,000. Every family's gap is different, and it changes as life changes.

    🏥 Hospital bills add up fast too. As an illustration, surgery and a few nights in a private hospital can cost tens of thousands of ringgit, and long treatments such as for cancer can cost much more.

    5 easy next steps

    1. Write down what your family spends each month.
    2. List your loans: house, car, credit cards, study loans.
    3. Think about your children's future school and university costs.
    4. Check the cover you already have, including any from your employer.
    5. Review your cover whenever life changes: marriage, a new baby or a new home.
    💬

    Curious about your own family's numbers? Have a friendly chat with your insurance agent. They can help you work out your real protection gap.

    This game is for learning and fun only. All amounts are pretend game money or illustrative examples. They are not a quote, an offer or financial advice. What any insurance plan pays depends on its actual terms, conditions and exclusions.